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Did you know? Borrowers have a right to appoint a surveyor on mortgage-backed loans

Raymundo Larraín Nesbitt, November, 5. 2019

Marbella-based Larrain Nesbitt Lawyers has over 16 year’s taxation & conveyancing experience at your service. Our team of native English-speaking lawyers and economists have a long track record successfully assisting expats all over Spain. You can review here our client’s testimonials.

Article copyrighted © 2019. Plagiarism will be criminally prosecuted.

By Raymundo Larraín Nesbitt
Lawyer - Abogado
5th of November 2019

 

Most borrowers meekly accept the mortgage surveyor appointed by their lender. Probably because they do not know any better. But did you know that, following new laws, borrowers have the right to appoint their own surveyors for a mortgage loan? Interested?

Law 1/2013 of 14th of May amended Spain’s Mortgage Act from 1981 in its art 4:

“Las entidades de crédito, incluso aquellas que dispongan de servicios propios de tasación, estarán obligadas a aceptar cualquier tasación de un bien aportada por el cliente, siempre que, sea certificada por un tasador homologado de conformidad con lo previsto en la presente Ley…”

This article now reads that lenders are forced – by law – to accept any surveyor proposed by a client (borrower) as long as this surveyor is duly registered and homologated by the Bank of Spain.

You may be asking yourself, why on earth would you go into all the trouble of appointing your own surveyor instead of a lender’s? The answer is simple, lenders post-crash do very conservative property appraisals in mortgage loans (read 30 to 40% under the ‘real’ market value) to the point that more than one deal has gone under because of it. This benefits lenders, not borrowers (I know, shocking). The reason on why lenders would do this are explained in much detail in our in-depth article: Bank Valuations vs Market Value.

Next time you want to ask for a mortgage-backed loan in Spain, don’t be a sheep. Now you know you have a right to appoint your own property surveyor and your lender is forced to accept him/her (as long as homologated and registered with the Bank of Spain).

Either way, you will end up paying for a surveyor; you may as well choose someone that actually looks out for your interests and not the lenders'.

You are welcome.

 

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Larraín Nesbitt Lawyers, small on fees, big on service.

Larraín Nesbitt Lawyers is a law firm specialized in conveyancing, inheritance, taxation and litigation. You can contact us by e-mail at info@larrainnesbitt.com, by telephone on (+34) 952 19 22 88 or by completing our contact form.

 

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Please note the information provided in this blog post is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. No sheep was harmed on writing this post. VOV.

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Happy Halloween!

Raymundo Larraín Nesbitt, October, 31. 2019

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Brexit checklist: it’s the final countdown

Raymundo Larraín Nesbitt, October, 10. 2019

Lawyer Raymond Nesbitt briefly reviews the Brexit checklist for expats living in Spain.

Article copyrighted © 2019. Plagiarism will be criminally prosecuted.

 

By Raymundo Larraín Nesbitt
Director of Larraín Nesbitt Lawyers
10th of October 2019

 

Well, it’s finally happening. Brexit is upon us.

We are on the run-up to the breakup of the Union, as we know it.

If you are an expat living in Spain, you’d do well to follow the rundown below:

  1. Apply for residency. 
  2. Attain a NIE number. 
  3. Enrol in your town hall census.
  4. Ensure you have access to healthcare in Spain.
  5. Exchange your UK driving licence for a Spanish one.

 

For up to date information on all Brexit matters, please browse HM Government webpage:

gov.uk/guidance/living-in-spain

 

 

 

 

“There is a remedy which ... would in a few years make all Europe ... free and ... happy. It is to re-create the European family, or as much of it as we can, and to provide it with a structure under which it can dwell in peace, in safety and in freedom. We must build a kind of United States of Europe... for those who will, for those who care.” – Sir Winston Churchill, University of Zurich speech, 1946.

 

Sir Winston Leonard Spencer-Churchill (1874 – 1965). Born into a privileged aristocratic family,  he was an eminent British career officer, artist, historian, delicious eccentric and laureate writer – awarded the Nobel Prize in Literature in 1953 “for his mastery of historical and biographical description as well as for brilliant oratory in defending exalted human values.” With dogged single-minded determination he defied alone, and managed to stave off, the tyrannical Nazi wave in WWII, unwaveringly assisted by our American cousins, which threatened to swallow whole the United Kingdom; as it had already overrun most of Europe. He resolutely led the country out of its darkest times, restored Europe's freedom and laid the groundwork for peace and prosperity which all future generations have come to enjoy since and taken for granted, or so it would seem. As a keen-eyed historian, in line with fellow Founding Fathers Schuman and Monnet, he was quick to grasp and understand the importance of a united Europe to avoid repeat past mistakes which had resulted in two world wars that ravaged the continent. Consequently, he became a staunch defender of the idea of creating a single supranational political and economic entity which reconciled old foes and would act as guarantor of peace & prosperity in the continent (in his own words, a “United States of Europe”); in time, this European fellowship would be known to us as the European Union. Churchill was instrumental, and the key driving force, behind the creation of the Council of Europe, a forerunner of what is now the European Union. He is credited as one of eleven Founding Fathers of the Union. Churchill incarnated like no other the best of British values. A child of the House of Commons, he was a proud servant of the State, never its master. A true statesman that would always put ahead of any consideration the best interests of his people, semper fidelis to Lincoln's Gettysburg ideals, by tearing down divisive walls and fostering at every opportunity union. Simply put, he’s likely the finest British politician ever to grace 10 Downing Street.

 

Larraín Nesbitt Lawyers, small on fees, big on service.

Larraín Nesbitt Lawyers is a law firm specialized in taxation, inheritance, conveyancing, and litigation. We will be very pleased to discuss your matter with you. You can contact us by e-mail at info@larrainnesbitt.com, by telephone on 952 19 22 88 or by completing our contact form.

 

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Please note the information provided in this article is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. No delusional secessionist politician was harmed on writing this article. VOV.

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Reminder - Q3 2019 Non-Resident Income Tax filing

Raymundo Larraín Nesbitt, October, 1. 2019

Marbella-based Larraín Nesbitt Lawyers has over 16 years' taxation & conveyancing experience at your service. We offer a wide range of 40 legal and corporate services. Our team of native English-speaking lawyers and economists have a long track record successfully assisting expats all over Spain. You can review here our client’s testimonials.

Copyrighted © 2019. Plagiarism will be criminally prosecuted.

 

Just a gentle reminder to all non-residents, who own property in Spain and rent it out (whether long or short-term i.e. holiday home); you must file your Q3 2019 quarterly tax return now in October. You are being taxed on your rental income for the previous three months: July, August and September.

For 2019, the non-resident tax calendar is as follows:

  • Q1 January – March. Filed on the first 15 days of April.
  • Q2 April – June. Filed on the first 15 days of July.
  • Q3 July – September. Filed on the first 15 days of October.
  • Q4 October – December. Filed on the first 15 days of January 2020.

 

Our cut-off date to accept filing Q3 2019 non-resident tax returns is Tuesday the 15th of October 2019.

Please do not wait until the last moment to submit your quarterly tax return. We file this tax online all over Spain within 24 working hours.

We can offer you this tax service for a very competitive fee: 125 euros plus VAT.

The quoted fee is per property and per tax quarter, it includes up to two joint owners i.e. husband & wife.

Our fees are tax-deductible from the tax to pay.

The main highlight of this tax service is that we reduce your rental income tax by 70%, or more, on applying for landlord tax relief on all your property-related expenses.

Contact us and pay less taxes in Spain. If you overpay taxes, it is only because you want to.

 

Q3 2019 tax submission period

From the 1st of October to the 20th of October 2019.

Related tax service

Holiday Rental Accounting Service (HRAS)

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Please note the information provided in this blog post is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. VOV.

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Planning AMNESTY in Andalusia

Raymundo Larraín Nesbitt, September, 27. 2019

Marbella-based Larraín Nesbitt Lawyers has over 16 year’s taxation & conveyancing experience, offering you 40 legal and corporate services. Our team of native English-speaking lawyers and economists have a long track record successfully assisting expats all over Spain.

You can review here our client’s testimonials.

Article copyrighted © 2019. Plagiarism will be criminally prosecuted.

By Raymundo Larraín Nesbitt
Director of Larraín Nesbitt Lawyers
25th of September 2019

Yesterday Tuesday the 24th of September 2019, the Junta de Andalucía passed a new law which effectively paves the way to legalizing over 327,000 illegal properties in the region of Andalusia. EDIT: The new law was published in Andalusia’s Official Law Gazette (BOJA):

Decreto-ley 3/2019, de 24 de septiembre, de medidas urgentes para la adecuación ambiental y territorial de las edificaciones irregulares en la Comunidad Autónoma de Andalucía.

In PDF format: link.

I must point out that the law itself, and the Junta by extension, are very careful to go out of their way to not label it as a ‘planning amnesty’. I stress that (officially) this is NOT an amnesty.

Silly me, being a country boy, I cannot help but think of a popular quote I’ll borrow from James Whitcombe Riley:

“If it looks like a duck, swims like a duck, and quacks like a duck, then it probably is a duck.”

So, although this unprecedented law has the impact and the hallmark of a large scale amnesty, please bear with me if I clumsily label it as an ‘amnesty’, because according to all official sources it ‘clearly’ is not, capisce? Semantics.

The former Socialist Government, that was in power in Andalusia for almost 40 years, managed to regularize a whopping 1,500 illegal properties in all this time. This new law slashes the Gordian knot and opens the way for hundreds of thousands of property owners, mostly rural ones, to see their illegal properties regularized once and for all. This will have an incredibly positive impact on the market and it was a much needed measure. Needless to say, it will make the job of selling rural properties a breeze compared to the nightmare thousands of expats having been facing over selling their AFO’s.

The law looks particularly at grouped houses or urbanizaciones. The onus falls on the owner to kickstart the legalization procedure. The great breakthrough this law brings to the table is that, unlike before, these legalizations are not tied to the approval of each municipal Master Urban Plan (Plan General de Ordenación Urbana, popularly dubbed as PGOU). This greatly pushed back the procedure by several years, if at all.

To my mind this is an amnesty in all but name. This is yet another brazen step in the right direction for the Junta de Andalucía. Again, kudos to them for breaking this nightmarish gridlock that has kept thousands of expat families worried sick for countless years. It is very refreshing to see politicians doing their job.

Watch this space for more updates on this.

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Larraín Nesbitt Lawyers is a law firm specialized in conveyancing, inheritance, taxation and litigation. You can contact us by e-mail at info@larrainnesbitt.com, by telephone on (+34) 952 19 22 88 or by completing our contact form to book an appointment.

Blog post originally published in Spanish Property Insight: Planning AMNESTY in Andalusia

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Please note the information provided in this blog post is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. VOV.

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The (non) importance of a Spanish Title deed

Raymundo Larraín Nesbitt, September, 21. 2019

Marbella-based Larraín Nesbitt Lawyers has over 16 years' taxation & conveyancing experience at your service. We offer a wide range of 40 legal and corporate services. Our team of native English-speaking lawyers and economists have a long track record successfully assisting expats all over Spain.

You can review here our client’s testimonials.

Article copyrighted © 2019. Plagiarism will be criminally prosecuted.

By Raymundo Larraín Nesbitt
Lawyer - Abogado
21st September 2019

 

I was talking the other idea with some clients and the conversation left me reeling; it made me realize the importance of a common mistake foreigners make, particularly British. A simple honest mistake that can lead you to lose your house.

It turns out a family member had not paid for several years the Community of Owners nor the local taxes to the town hall (IBI tax) where the property was located. They requested from us a nota simple. The nota simple revealed they had two legal embargoes against the property and that two property proceedings were under way to impound it.

I talked with my clients letting them know it was imperative they cleared up the arrears or else they risked losing the property ownership to their creditors. Their smug reply stunned me. They told me not to worry, as the property transfer was not possible so long as they held the original Title deed stored in a safe in England! I was gobsmacked.

Frankly, I did not even know where to begin to explain how wrong they were. It would seem some friendly agent told them a load of tosh. This poppycock will lead them to lose their house.

This small anecdote paved the way for this short blog post explaining that an original Title deed in Spain is in truth not that important, unlike in other countries in which transfer of ownership is not possible without it.

Personally, I much prefer using original Title deeds in conveyancing because they have all the useful seals and extra information from the tax office and from the Land Registry. However, in Spain if your original property deed gets lost, burnt or vandalized by a toddler it really bears no importance. You can always request a simple copy or else an authorized copy from the Notary before which it was signed. If you do not have the Notary details, or have forgotten them, they are always available in the nota simple, which can easily be requested from us in under 24 hours.

Back to my original story, it goes without saying that a creditor pursuing a loan in Spain against a property can take lawful possession of it through the law courts without having access to the ‘original’ Title deed. Anyone telling you the opposite, doesn't know what they are talking about.

 

We offer the most competitive fees in the market.

Conveyancing – Buying

We are specialized in conveyancing

 

Larraín Nesbitt Lawyers, small on fees, big on service.

Larraín Nesbitt Lawyers is a law firm specialized in conveyancing, inheritance, taxation and litigation. You can contact us by e-mail at info@larrainnesbitt.com, by telephone on (+34) 952 19 22 88 or by completing our contact form.

 

Legal services Larraín Nesbitt Lawyers can offer you

 

Related articles

 

Please note the information provided in this blog post is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. VOV.

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IRPH mortgage loan benchmark index in the line of fire

Raymundo Larraín Nesbitt, September, 11. 2019

Marbella-based Larraín Nesbitt Lawyers has over 16 years' taxation & conveyancing experience at your service. We offer a wide range of 40 legal and corporate services. Our team of native English-speaking lawyers and economists have a long track record successfully assisting expats all over Spain.

You can review here our client’s testimonials.

Article copyrighted © 2019. Plagiarism will be criminally prosecuted.

By Raymundo Larraín Nesbitt
Lawyer - Abogado
11th of September 2019

 

 

The ECJ's Attorney General passed yesterday a formal opinion on the latest scandal that engulfs the Spanish banking sector: IRPH index in mortgage-backed loans.

Although his opinion is not binding, the fact is that the ECJ normally follows his legal opinions and acts upon them. The ECJ will rule next January 2020 on this clause which affects over one million mortgage loans in Spain.

His opinion basically was that the elaboration of this index, which dates from 1994, is convoluted and your average layman has no hope in hell in understanding how it is calculated and how it works. Shocking, who would have guessed?

Spanish banks allegedly may exert a ‘certain’ degree of control over the IRPH (which happens to be calculated in Spain), as opposed to the EURIBOR (which is calculated at a supranational level, European-wide). The fact is the IRPH has remained stubbornly higher (significantly so) than the EURIBOR rate by at least 100 basic points, no less. Needless to say, this surprising deviation (given the QE policy of the ECB to flood the money markets with cheap money in an attempt to stave off a severe Great Recession) favours lenders greatly which just may go on to explain why Spanish lenders have proven so very keen over the last decade to push and reference all new mortgage loans to the IRPH index in lieu of the EURIBOR. But that’s just idle speculation on my part, who knows?

As a result of the formal opinion of this ECJ high-ranking lawyer, it is highly likely the ECJ will rule next January against the IRPH, considering it an abusive clause. Needless to say, this will open the floodgates to yet another tidal wave of litigation against the beleaguered Spanish bank sector which already struggles to remain afloat in the wake of hundreds of thousands of lawsuits lost. Experts estimate the compensation due to borrowers starts at 4 billion and may go as high as 44 billion euros, depending on the retroactivity of cases.  

Logically, when the news broke out, it triggered a massive stock slide which resulted in the banking sector being mauled.

Fun fact: Spain’s Supreme Court ruled back in 2018 (in favour of banks, surprise!) that the IRPH index was in fact transparent and legal and quashed all consumer cases on grounds of an abusive clause.

It will be most interesting to read next January the ECJ’s ruling on this matter which, in all likelihood, will neatly overrule Spain’s Supreme Court criteria - yet again - in favour of consumers, borrowers and struggling families at large. Ah, déjà vu.

My heart goes out to lenders, bless their warm hearts.

 

We offer the most competitive fees in the market.

Conveyancing – Buying

We are specialized in conveyancing

 

Larraín Nesbitt Lawyers, small on fees, big on service.

Larraín Nesbitt Lawyers is a law firm specialized in conveyancing, inheritance, taxation and litigation. You can contact us by e-mail at info@larrainnesbitt.com, by telephone on (+34) 952 19 22 88 or by completing our contact form.

 

Legal services Larraín Nesbitt Lawyers can offer you

 

Mortgage-related articles

 

 

Please note the information provided in this blog post is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. No banker was harmed on writing this post. VOV.

2.019 © Raymundo Larraín Nesbitt. All rights reserved.

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Spanish Tax Office to fine 5,000 taxpayers over tax form 720

Raymundo Larraín Nesbitt, September, 1. 2019

Marbella-based Larraín Nesbitt Lawyers has over 16 years' taxation & conveyancing experience at your service. We offer a wide range of 40 legal and corporate services. Our team of native English-speaking lawyers and economists have a long track record successfully assisting expats all over Spain. You can review here our client’s testimonials.

Blog post copyrighted © 2019. Plagiarism will be criminally prosecuted.

 

By Raymundo Larraín Nesbitt
Lawyer - Abogado
1st of September 2019

 

Tax form 720. Only this form has been single-handedly responsible for a mass exodus of expatriates, let alone Brexit and the CRS.

The Spanish daily El País reports that over 5,000 taxpayers have been fined as a result of non-compliance with the now infamous tax form 720.

We publish this gentle reminder on who is obliged to submit this tax form. Please note that on submitting it, there is NO tax to pay, it is just for reporting purposes only.

On being tax resident in Spain, you are already taxed on submitting once a year your IRPF (personal income tax) and, if you are affluent, you are also taxed by Patrimonio (Wealth tax) in some regions. In Madrid no one pays for Patrimonio, which goes on to explain the huge concentration of HNWI and UHNWI in the capital. Hopefully, Andalusia will soon follow suit and suppress it as well, becoming Spain’s leading low taxation area.

Who needs to declare?

All Spanish tax residents who own assets overseas over €50,000.

E.g. Mr. and Mrs. Smith live all year round in Mijas Costa, Spain. They own two houses in Berwickshire, England, have open bank accounts in the UK and receive UK-based pensions.

Mr. and Mrs. Smith are in fact tax resident in Spain and they both need to submit tax form 720.

Again, and for the avoidance of doubt, if you are non-resident in Spain you do NOT need to file this tax form; it’s only for residents.

Who is considered tax resident in Spain?

The Spanish Tax Office applies - amongst others - the following broad criteria:

  • You spend more than 183 days in a calendar year in Spanish territory.
  • Your centre of financial interests is located in Spain.
  • Your spouse and/or underage children live in Spain.

 

Obligation to report?

You must report all assets in a particular category if the value of your total assets in it exceeds €50,000.

Reporting categories

There are three reporting categories: bank accounts, investments and immovable property.

If you have already filed tax form 720 in the past

You only need to file it again if:

  • The value of an existing asset grew by more than €20,000, or
  • You sold an asset, or
  • You obtained a new asset.

 

Penalties for non-compliance

The disproportionate fines levied are (very) stiff.

  • Failing to file 720 or filing it incorrectly: €5,000 per infraction.
  • Minimum fine of €10,000 for each group of assets.
  • Penalty of 150% on unpaid income tax.

 .

The Common Reporting Standard and you

Please take good note that with the advent of the Common Reporting Standard (CRS), signed by over 100 countries to combat tax evasion, as from the 1st of January 2018, the Spanish Tax Office is being spoon-fed fiscal information by your home tax office.

For example, both HM Revenue & Customs and Ireland’s Revenue Commissioners are busy supplying the Spanish Tax Office with detailed information (and vice versa) on all your overseas assets and reported income derived abroad as from the 1st of January 2018.

We strongly advise you to submit tax form 720 if you are resident in Spain to avoid steep penalties.

 

Larraín Nesbitt Lawyers offers this tax service: Tax form 720

 

Larraín Nesbitt Lawyers, small on fees, big on service.

Larraín Nesbitt Lawyers is a law firm specialized in taxation, conveyancing, inheritance, and litigation. We will be very pleased to discuss your matter with you. You can contact us by e-mail at info@larrainnesbitt.com, by telephone on (+34) 951 894 675 or by completing our contact form to book an appointment.

 

Tax services available from Larraín Nesbitt Lawyers

 

Non-resident taxation-related articles

 

Please note the information provided in this blog post is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. VOV.

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5 reasons to invest in real estate in Spain

Raymundo Larraín Nesbitt, August, 21. 2019

Article copyrighted © 2019. Plagiarism will be criminally prosecuted.

 

By Raymundo Larraín Nesbitt
Director of Larraín Nesbitt Lawyers
21st of August 2019

 

  1. Store of value. In times of political instability, which lead to stock markets in upheaval, gold and real estate have traditionally been a safe haven where affluent ploughed their money capping off the storm.
  2. Security. Real estate is a tangible asset which you can touch and see, unlike cryptocurrencies and other intangible assets where thefts are rife.
  3. Capital appreciation. Real estate increased by one digit over the last four years in Spain, in some areas even by two digits. Some experts even talk of a new property boom underway. On the long run real estate always trumps any other asset class, including stocks.
  4. Soaring rental yields. Rental yields in Spain have soared by two digits over the span of three years. Spain is the world’s second tourist destination creating a huge demand for holiday accommodation.
  5. New laws passed in Andalusia allow ultra-low inheritance and gift tax. April 2019 saw the approval of a new spate of laws in the region of Andalusia which, for the first time in 40 years, allow owners to pass on their properties to their beneficiaries without having to pay hardly any tax, or no tax at all in most cases. More on these new laws explained here.

 

Please note the information provided in this blog post is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. VOV.

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Oops! Accidentally revoking your Spanish will …

Raymundo Larraín Nesbitt, August, 1. 2019

Article copyrighted © 2019. Plagiarism will be criminally prosecuted.

 

By Raymundo Larraín Nesbitt
Director of Larraín Nesbitt Lawyers
1st of August 2019

 

It is customary that when a solicitor drafts a will in the United Kingdom they add in a provision along the lines of “this new will revokes any other prior wills.”  

This little line automatically revokes any prior Spanish will making it null and void. The legal implication of this is that to distribute the Spanish estate, as there is no longer a valid Spanish will, the family is now stupidly forced to go through a Grant of Probate in the UK; which normally exceeds one year, attracting in its wake penalties and delay interests from the tax office in Spain. All of which could have been easily avoided…

So, when you happen to make a new will in your home country, or elsewhere, please ensure your solicitor or lawyer adds in a provision safeguarding the validity of any previous existing wills made in Spain.

This little word of advice will save your family at a time of bereavement considerable aggravation, stress, money, hassle, extra fees and disbursements, tax penalties on submitting taxes late, delay interests, sworn translations, additional non-required Apostille seals etc

We all have our 'blond' moments, from time to time; just try and avoid this 'oops'.

You are welcome.

  

I've seen things you people wouldn't believe. Attack ships on fire off the shoulder of Orion. I watched C-beams glitter in the dark near the Tannhäuser Gate. All those moments will be lost in time, like tears in rain. Time to die.” – Rutger Hauer (as Roy Batty in Blade Runner)

Rutger Oelsen Hauer (1944 - 2019). Ducth actor, writer and environmentalist. Likely the best Dutch actor ever, he was certainly one of the top in the world. With such 80's classics under his belt as Blade Runner and Ladyhawke, he earned his place. He sadly past away on the 19th July 2019 in Netherlands.

 

Larraín Nesbitt Lawyers, small on fees, big on service.

Larraín Nesbitt Lawyers is a law firm specialized in inheritance, conveyancing, taxation and litigation. We will be very pleased to discuss your matter with you. You can contact us by e-mail at info@larrainnesbitt.com, by telephone on (+34) 952 19 22 88 or by completing our contact form.

 

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Inheritance-related articles

 

Please note the information provided in this blog post is of general interest only and is not to be construed or intended as substitute for professional legal advice. This article may be posted freely in websites or other social media so long as the author is duly credited. Plagiarizing, whether in whole or in part, this article without crediting the author may result in criminal prosecution. VOV.

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